What Is Zilla Credit?

Zilla Credit

When you successfully complete your sign-up process on Zilla, you will be given shopping credit. You can currently get up to 300,000 naira. This credit enables you to buy whatever you want and pay later.

How Does it Work? 

It’s really easy. Once you have the credit in your Zilla Wallet, it can be used to purchase anything you want from any of our Merchants.

Let’s imagine Tobi wants to get a pair of Sneakers that costs 120,000 Naira from Sneakerhead NG, and he has 215,000 Naira in Zilla shopping credit, all he has to do is visit Sneakerhead’s website or send them a DM on Instagram. He then goes ahead to make the payment using the credit available in his wallet.

Tobi pays a downpayment of 25% (30,000 naira) and the rest of the cost (90,000 naira) is covered by his shopping credit. Tobi now has up to 8 weeks to pay the balance of 90,000 and still has 125,000 naira in shopping credit to spend on other items. 

Can I Withdraw My Zilla Credit for personal use?

No, you cannot. It can only be used in Merchant stores.

What I Want Costs 1 Million Naira, Can I Use Zilla Credit For it?

We can process transactions of up to 2 million naira, but we can currently only cover up to 300,000 naira in credit.

If you have any questions, please let us know. You can reach us on 08147198097 or email us at support@zilla.africa (9am to 6pm Monday to Friday, and 10am to 5pm Saturday and Sunday).

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