I get that we are conditioned to think that if you buy anything on credit, it means you’re poor. Hate to break it to you, but that’s very untrue. Being unable to pay in full for purchases every time doesn’t mean you cannot afford it at all.
In the media, it seems like every American has an iPhone, and every time a new one comes out, we see long queues of people trying to get theirs. It’s not because they have an unending supply of money. There is a credit system in place which allows people to live the life of their dreams, as long as they can pay it back. This is the life that we want to create for young Nigerians. Americans are indeed willing to go into debt to get new iPhones. We do not encourage that. We just want you to enjoy life. You can enjoy credit without getting into any kind of bad debt.
Tosin Olaseinde of Money Africa, previously not a fan of people using BNPL services, said in this Instagram video that she now advocates for BNPL because of the current rate of inflation. She mentions that “the rate at which inflation rises is higher than the pace at which your income is rising.” It’s so crazy! Every month, the price of things keeps rising, and you’re earning the same amount of money monthly. Just thinking about it gives me anxiety.
Here’s Why You need Zilla in your life for that iPhone upgrade
1. The Price Choke
A used iPhone 11 pro is about 350,000 Naira at Ogabassey. How do they expect you to afford that when you earn 300,000 Naira monthly, and there are billings everywhere? Splitting the payments is actually the best way to go.
2. Inflation Is Going Nowhere
Inflation doesn’t care if you’re making mad money like Dangote or you’re like the rest of us. It will come for you; and yesterday’s price is not today’s price. It’s better to lock in today’s prices with an initial down payment at a store like Obiwezy.
3. Choose to Pay in 2, 3 or 4
With Zilla, you are in control. You can choose to pay in 2, 3, or 4 instalments. It totally depends on what you can afford. Fun fact: If you pay in full with Zilla, you get 2% cashback too. Win-win 😉
4. You Can Afford That iPhone and Other Things
What’s better than getting one thing off your “to-buy” list? Getting three things off that list! All that money you would have spent on just the new phone can be spread to cover other things that matter to you.
5. 0% Interest
People, especially Nigerians, are wired to believe that anything that seems too good to be true must have a catch. With Zilla, what you see is what you get. When you upgrade your iPhone with Zilla, it’s at 0% interest. No hidden fees or anything like that.
At Zilla, We want you to do more and make the most of what you have, no matter how big or small it is.
Need that iPhone now? Get it from any of our merchants that accept Zilla.
If you have any questions, please let us know. You can reach us on 08147198097 or email us at email@example.com (9am to 6pm Monday to Friday, and 10am to 5pm Saturday and Sunday).